Financial Planing Analyze Your Financial goals First

We should be checking their economic plans that are effective or not these changing times. Over time, reducing your financial responsibilities - keep on growing.






Example - after the wedding comes the responsibility of the individual above his or her spouse. Planning must be for her, so in the future, children education, marriage, retirement, travel abroad are many stops which kept the investment policy is changing.

So you round here being advised that changing your investment strategy should be like.



The expenses should have all of the time. Loans, loan interest, moving expenses due to rising inflation, some of which can be calculated. Please observe all possible points on the budget and taxes. All targets together with your spouse, planning responsibilities to.

When it should take care of their net worth. You need to decide whether or not to take financial responsibility both of you. Mix it with your goals, individually and to create separate accounts for goals individually with the savings and investment planning.



Keep your financial documents updated from time to time. Among the new nickname, new address, please add the name of the beneficiary etc etc.. Women's marriage - marriage, divorce, etc. nickname in case there is a change in this information and all bank accounts, insurance policies, health insurance, etc. The men of their new address, contact numbers, e-mail etc. should be fully aware of.

Marriage - marriage certificate and power of attorney in case of marriage, etc., are one of the most important papers. The extension while you enjoy your beneficiary, etc. The names of nominees must lodge well with correct spelling.



With increasing responsibilities also increase your insurance cover. In its policy, the names of people dependent on you - wife, child, do not forget to include as a nominee.

You top insurance - car up so you can get the same insurance benefits that much.


Create different for long and short term financial plan and work according to plan. Joint investment policy will make both of you will be aware of all things and will have no trouble achieving investment goals. With it, you can achieve better returns and better earnings.

If investment plans once every 3 months after that check it, consider switching loan, the Fund buying - selling, you do not need to change or add new funds. If you are not able to do all this for yourself, you can take the advice of a financial planner.



If some of your family members depend on you, you should think about making a bigger emergency fund. At least 6 times your monthly expenses Keep your emergency fund. Job acquittal, in case of sickness and accident, you may need the funds.


You do not wasteful spending is essential to create a family budget. Not only will you avoid unnecessary costs through the budget rather long period can manage your money. You must write your expenses under budget, what your investment goals and what item you have to spend much money, should take care of that.

Financial software for managing your budget, you could also use the Perifoes, Em profit and Invest plus software such as portfolio management and budgeting you can help.



If you have two nominees will be equal on both the financial responsibilities that you should te.

If you are living beings with the sole earning your husband - wife at least pay the bills and other short - ask to play with big responsibilities.

This kind of house isolated from the freedom to play responsibilities.

Mutual exchange of ideas - provided you can take advantage of mental peace. Sit with your family and financial information, investment strategy, decide which everything could build a better future.